Join us for a private educational event and learn how to legally divorce the IRS from your retirement accounts and build a foundation of tax-free retirement income.

In testimony to congress on how to "fix the nation's debt" problem, the Honorable David M. Walker, CPA, said:

“...the tax rate for the lowest tax bracket would have to be increased from 10 percent to 25 percent; that tax rate on incomes in the current 25 percent bracket would have to be increased to 63 percent; and the tax rate of the highest bracket would have to be raised from 35 percent to 88 percent.”

-David M. Walker in the 2008 CBO Report: The Long-Term Economic Effects of Some Alternative Budget Policies

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Ways to help defuse the tax time bomb in your retirement accounts

How you can reduce taxes on your social security, even after claiming

Methods to help insulate yourself from the coming tax increases

Ways you can maximize your benefit in coordination with your retirement fund

Ways to help make your retirement assets work together holistically, reinforcing your retirement goals

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Phone: 239-771-8696

Email: info@evoretire.com

Website: EvolutionRetirementServices.com

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Join us

Join us for a private educational event and learn how to legally divorce the IRS from your retirement accounts and build a foundation of tax-free retirement income.

OR

Join us

OR

As founder and president of Merit Advisors, J.B. Howard is an Investment Adviser Representative (IAR) whose passion for financial literacy and client empowerment is rooted in his childhood.

Raised by a single mom who worked full time just to be able to provide the necessities for her children, J.B. learned the value of hard work and careful financial decisions. He began working as a caddy when he was 13, which eventually helped him attend college on a caddy scholarship and fueled his passion to become financially literate and share his knowledge with his mom and others so they could pursue their retirement dreams.

J. Burke (JB) Howard
RFC®, CSA, CLU®

Phone: 614-686-3748

Email: info@meritadvisorsllc.com

Website: www.meritadvisorsllc.com

In 2001, J.B. joined Dome Financial Services, an independent firm founded by his father-in-law, Rick Gostel, who had more than three decades of experience. J.B. went on to open Merit Advisors in 2005.

J.B. has passed his Series 66 securities exam and holds life and health insurance licenses in several states, enabling him to offer both investment strategies and insurance products and services. He also has earned designations as a Registered Financial Consultant, Chartered Life Underwriter and Certified Senior Advisor.
He believes it’s essential to find a team that can navigate all aspects of a financial strategy – for retirement income strategy, tax-efficient strategies and legacy planning to wealth creation strategies and asset management.

“Find someone you can trust who will not just tell you what to do but who understands what’s going on in the world from a macro standpoint,” J.B. says. “Someone who can make adjustments to your plan according to your goals as well as what’s going on in the world.”

A graduate of Bowling Green State University, J.B. is on the board of the Fellowship of Christian Athlete’s Whole In One ministry and a member of New Life Church in Mount Vernon, Ohio. He also is a longtime supporter of Westerville Area Resource Ministry, The Navigators and the Alzheimer’s Association.

J.B. and his high school sweetheart, Krista, have been married for more than 22 years and have two children, Kyler and Kennedy. The family lives on a homestead in Gambier and cares for a flock that includes chickens, alpacas, two barn cats, a llama, a horse named Oliver, a chocolate labrador retriever named Finley and a pug named Mo.

When he isn’t helping clients, J.B. enjoys hiking, mountain biking, golfing, endurance events such as the 29029 Everest hike, paddleboarding and kayaking.

Adam Bruno
Certified Financial Fiduciary

Adam specializes in helping individuals and families achieve their financial goals through advanced retirement planning and private wealth management.

“Retirement isn’t about performance,” says Adam. “It’s about preservation and goals.”

Adam founded Evolution Retirement Services in January 2018 to help clients and their families pursue financial independence. His hard work and dedication to consistent growth, study and evolving with the times help ensure his clients receive the most relevant and up-to-date financial advice.

Adam has earned the title Certified Financial Fiduciary® and upholds the highest moral, ethical and fiduciary standards. He published his first book, “They Lied: The Real Cost of Your Retirement,” in 2020. Adam has been featured in other publications and news outlets such as Kiplinger, FOX4, NBC2, ABC, Wink, Good Neighbor Podcast and Health and Wellness Magazine.

 
Adam earned bachelor’s degrees in theatre and English literature and a master’s degree in secondary education, all from Niagara Falls University. He moved from Niagara Falls, New York, to Florida in 2006 and North Fort Myers in 2013, but he remains an avid Buffalo Bills fan!

 
A dedicated family man, Adam loves spending his time outside of work with his wife, Kelly-Ann, and their four children, Austin, Amelia, Maverick Myles and Scarlett Skye. His hobbies and interests such as Disney, competitive flag football, golf, theatre and writing all continue to fuel his passion for what he does every day, and his creative talents help propel Evolution Retirement Services forward.

Social Security & Tax Updates for 2026

Join us for a private educational event to learn how the OBBBA may impact your retirement—both now and in the future—and discover strategies to help build a foundation of tax-reduction retirement income.

Mid-Continent Public Library - North Oak Branch
8700 N Oak Trafficway, Kansas City, MO 64155

This is a FREE event with limited seating, reserve your spot now!

Norm Shapiro believes the key to his success as an insurance agent, and therefore his clients’ financial success in retirement, is how closely he listens to his clients’ goals and dreams. By listening intently, combined with his industry experience, he builds financial strategies with insurance products to help meet clients’ needs, including generating income clients can never outlive.

About Your Host

Norm Shapiro

President of Blue Waters Financial

Phone: (704) 790-2583

Email: nshapiro588@gmail.com

ABOUT YOUR HOSTS

Brad Buckler
Owner and Advisor

Brad has over 30 years of experience in the financial services industry. His firm provides personalized retirement planning with a focus on income, investments, tax, and estate planning strategies tailored to each client’s unique retirement goals.

Brad believes that sound financial planning is a deeply personal and ongoing process that serves as a cornerstone for financial confidence and long-term security. His early success in the industry inspired him to establish the firm in 1996, where he and his team continue to guide clients toward building and sustaining the financial futures they envision.

David Stober
Advisor

David is a seasoned financial planner with a strong foundation in accounting and extensive experience in financial services. David earned his bachelor’s degree in accounting from Rockhurst University in Kansas City, where he also completed his MBA.

David’s professional journey began in public accounting, where he specialized as a Tax Professional. Over the years, his career path led him to transition into financial planning, leveraging his comprehensive understanding of tax intricacies to provide holistic financial guidance to clients.

Phone: 816-984-8620

Email: info@dskc1.com

Website: diversifiedsolutionsllc.com