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Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor and an affiliate of Brookstone Capital Management, LLC. BWA and Copper Creek Financial are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.
Neither Jacob Serfas nor Copper Creek Financial is affiliated with or endorsed by the Social Security Administration or any government agency. 

This presentation should not be used as a basis for legal and/or tax advice. In any specific case, the parties involved should seek the guidance and advice of their own legal and tax counsel. Estate planning is done in conjunction with your estate planning attorney, tax attorney, and/or CPA.

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To register for our Thursday, June 22nd event please click the button below! 

We are also hosting an event on Thursday, November 9th.  To see the details for the event, click the button below!

KEY TAKEAWAYS

Join us

Join us for a FREE IN-PERSON 
WORKSHOP that focuses on How to Create a Retirement Income Plan That LASTS

Strategies to lock in today’s lower rates before the 2026 tax sunset increases your bill.

Pass more wealth to your heirs by eliminating the "stealth" taxes on inherited IRAs.

Why the order of your withdrawals is the key to saving thousands in lifetime taxes.

Manage forced distributions to stay in a lower bracket and avoid costly Medicare surcharges.

How to use Roth Conversions to create a reliable stream of income the IRS can't touch.

Avoid the "Tax Torpedo" that can make up to 85% of your benefits taxable.

Join us for a FREE IN-PERSON 
WORKSHOP that focuses on RMD's & Taxes in Retirement

Tuesday, September 9th @ 6:00 PM

Odenton Library

1325 Annapolis Road, Odenton, MD 21113

Tuesday, September 9th @ 6:00 PM

Phone: 443-370-2005

Email: Kim@coppercreekfinancial.com

Website: coppercreekfinancial.com

BONUS: Attendees will be eligible for a complimnetary copy of Jacobs book Permission to Spend: What to do When Your Paycheck Stops and Retirement Begins

Odenton Library

1325 Annapolis Road, Odenton, MD 21113

Join us for a FREE IN-PERSON 
WORKSHOP that focuses on How to Create a Retirement Income Plan That LASTS

Join us for a FREE IN-PERSON 
WORKSHOP that focuses on RMD's & Taxes in Retirement

Tuesday, September 9th @ 6:00 PM

Severna Park Library

45 West McKinsey Road
Severna Park, MD 21146

Join us

Tuesday, September 9th @ 6:00 PM

Severna Park Library

45 West McKinsey Road
Severna Park, MD 21146

Join us for a FREE IN-PERSON 
WORKSHOP that focuses on RMD's & Taxes in Retirement

Monday, April 13th @ 6:00 PM

Severna Park Library 

45 West McKinsey Road Severna Park, MD 21146 

Join us

Join us at this free event to learn how to minimize your taxes in retirement and plan for a secure and stress-free financial future!

Queen Anne's County Library - Kent Island

200 Library Circle Stevensville, MD 21666

Don't Let Taxes Ruin Your Retirement!

BONUS!
Attendees may be eligible to receive a complimentary copy of Jacob's book: Permission to Spend What to Do When Your Paycheck Stops and Retirement Begins 

Join us for a FREE IN-PERSON 
WORKSHOP that focuses on RMD's & Taxes in Retirement

Thursday, May 7th @ 6:00 PM

Severna Park Library 

45 West McKinsey Road Severna Park, MD 21146 

Join us at this free event to learn how to minimize your taxes in retirement and plan for a secure and stress-free financial future!

South Bowie Branch Library

15301 Hall Road Bowie, MD 20721

Don't Let Taxes Ruin Your Retirement!

Tuesday, May 5th @ 6:00 PM

South Bowie Branch Library

15301 Hall Road Bowie, MD 20721

Join us for a FREE IN-PERSON 
WORKSHOP that focuses on RMD's & Taxes in Retirement

Monday, June 8th @ 6:00 PM

Severna Park Library 

45 West McKinsey Road Severna Park, MD 21146 

Join us at this free event to learn how to minimize your taxes in retirement and plan for a secure and stress-free financial future!

Don't Let Taxes Ruin Your Retirement!

1681 Riedel Road
Crofton, MD 21114

Crofton Library

Join us

Monday, June 8th @ 6:00 PM

200 Library Circle Stevensville, MD 21666

Queen Anne’s County Library - Kent Island Branch

Join us for a FREE IN-PERSON 
WORKSHOP that focuses on RMD's & Taxes in Retirement

Monday, June 8th @ 6:00 PM

Severna Park Library 

45 West McKinsey Road Severna Park, MD 21146 

Join us at this free event to learn how to minimize your taxes in retirement and plan for a secure and stress-free financial future!

Don't Let Taxes Ruin Your Retirement!

200 Library Circle
Stevensville, MD 21666

Queen Anne’s County Library - Kent Island Branch

Join us for a FREE IN-PERSON 
WORKSHOP that focuses on RMD's & Taxes in Retirement

Tuesday, July 14th @ 6:00 PM

Severna Park Library 

45 West McKinsey Road Severna Park, MD 21146 

Join us at this free event to learn how to minimize your taxes in retirement and plan for a secure and stress-free financial future!

Don't Let Taxes Ruin Your Retirement!

3501 Russett Common
Laurel, MD 20724

Maryland City at Russett Community Library

Join us

Tuesday, July 14th @ 6:00 PM

3501 Russett Common, Laurel, MD 20724

Maryland City at Russett Community Library

BONUS!
Attendees may be eligible to receive a complimentary copy of Jacob's book: Permission to Spend What to Do When Your Paycheck Stops and Retirement Begins 

Join us at this free event to learn proven, legal strategies to minimize taxes on your IRA, 401(k), and Social Security before it's too late.

 Plan Your Retirement Now, So You Can Spend More Time with Those Who Matter Most 

Join us

Monday, September 21st @ 6:00 PM

269 Hillsmere Drive Annapolis, MD 21403

Eastport-Annapolis Neck Library

ABOUT YOUR HOST

Jacob Serfas | Founder & Managing Partner

retirement. He specializes in helping pre-retirees transition smoothly into retirement with custom wealth management and tax-aware strategies. At Copper Creek Financial, we want to help you pursue your financial goals. Our team is made up of qualified financial professionals who are passionate about helping individuals and families achieve their ideal retirements.

BONUS: Attendees will be eligible for a complimnetary copy of Jacobs book Permission to Spend: What to do When Your Paycheck Stops and Retirement Begins

Jacob holds a degree in Finance & Accounting and founded Copper Creek Financial to provide tailored, independent guidance to families navigating

BONUS!
Attendees may be eligible to receive a complimentary copy of Jacob's book: Permission to Spend What to Do When Your Paycheck Stops and Retirement Begins 

Jacob holds a degree in Finance & Accounting and founded Copper Creek Financial to provide tailored, independent guidance to families navigating retirement. He specializes in helping pre-retirees transition smoothly into retirement with custom wealth management and tax-aware strategies. At Copper Creek Financial, we want to help you pursue your financial goals. Our team is made up of qualified financial professionals who are passionate about helping individuals and families achieve their ideal retirements.

Luke Serfas | Partner & Advisor

Luke Serfas is a Partner at Copper Creek Financial, where he and his team help individuals and families build clear, personalized retirement strategies

focused on income, investments, taxes, Social Security, healthcare, and legacy planning.

Before joining Copper Creek, Luke spent nearly a decade in the financial services industry with JPMorgan Chase and Citibank. He also served on active duty in the United States Marine Corps and continues to serve as a Major in the Marine Corps Reserve.

Today, Luke and the Copper Creek team focus on helping clients simplify retirement decisions, manage risk, reduce unnecessary taxes, and turn years of saving into a plan they can feel confident living with.

Luke Serfas is a Partner at Copper Creek Financial, where he and his team help individuals and families build clear, personalized retirement strategies focused on income, investments, taxes, Social Security, healthcare, and legacy planning.

Before joining Copper Creek, Luke spent nearly a decade in the financial services industry with JPMorgan Chase and Citibank. He also served on active duty in the United States Marine Corps and continues to serve as a Major in the Marine Corps Reserve.

Today, Luke and the Copper Creek team focus on helping clients simplify retirement decisions, manage risk, reduce unnecessary taxes, and turn years of saving into a plan they can feel confident living with.